Quando falamos em mercado financeiro nos deparamos com uma figura muito importante, principalmente para o aporte de capital internacional. Essa figura é conhecida como Advisor, e sua função é intermediar o investimento de captação.
Se procuramos sobre o Advisor no Google, por exemplo, podemos observar que aparece ligado a área do investimento, ou seja, é quando existe um recurso que precisa ser investido, e ele atua para realizar esse processo.
O Advisor que vamos trazer neste artigo é o de captação, que não é muito comum ser encontrado nos mecanismos de busca da internet.
O papel do Advisor de captação é conferir credibilidade ao cliente que precisa de capital, e também ele é uma peça fundamental no convencimento de fundos e bancos a investir ou dar o crédito ao cliente que demanda por essa necessidade.
A inteligência comercial participa de um Advisor multinacional (atua no Brasil, EUA, Inglaterra e em outros países da Europa), que possui abrangência global para o aporte de capital internacional.
Você sabia que nas operações de capital internacional, 90% dos clientes nunca tomaram crédito a nível internacional?
Isso quer dizer que eles não existem no cenário internacional. Portanto, precisa-se de uma empresa com know-how comprovado, que seja referência nesse segmento para que fundos americanos e europeus possam dispor de créditos para clientes no Brasil.
Esse papel é desenvolvido com a máxima competência desde o início da análise até o deferimento do crédito
Como o Advisor trabalha
Advisor financeiro: Assistente especializado na captação do recurso. O Advisor opera multinacional, ou seja, ele opera entendendo a realidade do captador, do cliente que precisa do recurso e entende também a realidade do investidor, aquele que vai dar o recurso ao cliente. Ele opera em dois mundos, o da demanda e o da oferta.
Ele tem um know-how comprovado junto a oferta. Aí nasce o principal papel do Advisor, que é a credibilidade.
Com a credibilidade ele consegue ter os elementos chaves para convencer fundos e bancos ou até mesmo investidores privados a dispor do recurso para investir na demanda (cliente).
O cliente está geralmente no Brasil, onde ele tem o seu projeto (sua demanda) e tem o seu mastro que vai se transformar em garantia. Elas podem ser recebíveis, stock options, garantias imobiliárias (próprias ou de terceiros), entre outros.
Fundos e bancos: Com a pandemia, a liquidez de bancos e fundos cresceu muito. Isso porque muito dinheiro ficou represado, principalmente na área internacional (EUA e Europa).
Serviços para a obtenção de crédito internacional
- Business plan;
- Suporte jurídico;
- Analise de risco;
- Serviço Contábil.
Pode-se concluir que, o Advisor é a ponte que interliga os fundos e bancos com o cliente. É por isso que precisamos do Advisor quando o assunto é aporte de capital internacional.
Esse serviço economiza dezenas e centenas de horas de trabalho que um cliente teria ao se deslocar aos países onde estão esses bancos e fundos e trabalhar para que essa credibilidade aconteça, a fim de que o banco ou fundo possa emprestar.
Pontos importantes que unem cliente e fundo ou banco
Credibilidade: Se pensarmos partindo do zero, qualquer cliente levaria 3 anos para convencer um fundo ou banco de disponibilizar dinheiro, ainda mais quando ele não é um cliente internacionalizado. O Advisor faz isso em 30 dias, isso por conta da credibilidade.
Know-how: Importantíssimo, pois quer dizer que ele tem experiência comprovada, prática e teórica.
Imparcialidade: Fator importantes do Advisor, pois ele analisa e mitiga riscos do lado do cliente e também do fundo ou banco, para que ambos possam se conectar e fazer com o crédito chegue até o cliente.
O Brasil não possui essa figura contínua do uso do Advisor, (isso porque o mercado de capitais do país na parte de captação ainda é tímido). Porém, nos EUA e Europa, o Advisor está e é muito presente nas operações, onde os mercados de capitais são muito fortes.
O Advisor precisa ser entendido como uma empresa especializada que transfere essa credibilidade e trabalha incessantemente para que o cliente tenha o seu crédito.
Aporte de capital internacional na Inteligência Comercial
A Inteligência Comercial conta com um time experiente em capitais estrangeiros que vão te auxiliar do início ao fim de todo o processo do aporte de capital. Além disso, oferecemos os seguintes serviços:
- Internacionalização de empresas para processos de ACI;
- Consultoria para estruturação de projetos (metodologia CODI);
- Constituição de instrumentos financeiros (SBLC ou Bonds);
- Estruturação de garantias bancárias e imobiliárias para ACI;
- Serviços especializados na área financeira.
E se você se interessou e quer saber sobre o aporte de crédito internacional entre em contato conosco!
Gostou deste conteúdo? Assine a nossa newsletter, fique por dentro do blog da Inteligência Comercial e transforme o seu negócio!
Respostas de 2
# Harvard University: A Legacy of Excellence and Innovation
## A Brief History of Harvard University
Founded in 1636, **Harvard University** is the oldest and one of the most prestigious higher education institutions in the United
States. Located in Cambridge, Massachusetts, Harvard has built a global reputation for academic excellence, groundbreaking research, and influential alumni.
From its humble beginnings as a small college established to educate clergy, it has evolved into a world-leading university that shapes the future across various
disciplines.
## Harvard’s Impact on Education and Research
Harvard is synonymous with **innovation and intellectual leadership**.
The university boasts:
– **12 degree-granting schools**, including the renowned
**Harvard Business School**, **Harvard Law School**, and **Harvard Medical School**.
– **A faculty of world-class scholars**, many of whom are Nobel
laureates, Pulitzer Prize winners, and pioneers in their fields.
– **Cutting-edge research**, with Harvard leading initiatives
in artificial intelligence, public health, climate change, and more.
Harvard’s contribution to research is immense, with billions of dollars allocated to scientific discoveries and technological advancements each
year.
## Notable Alumni: The Leaders of Today and Tomorrow
Harvard has produced some of the **most influential figures** in history, spanning politics, business, entertainment,
and science. Among them are:
– **Barack Obama & John F. Kennedy** – Former U.S.
Presidents
– **Mark Zuckerberg & Bill Gates** – Tech visionaries (though
Gates did not graduate)
– **Natalie Portman & Matt Damon** – Hollywood icons
– **Malala Yousafzai** – Nobel Prize-winning activist
The university continues to cultivate future leaders who shape
industries and drive global progress.
## Harvard’s Stunning Campus and Iconic Library
Harvard’s campus is a blend of **historical charm
and modern innovation**. With over **200 buildings**, it features:
– The **Harvard Yard**, home to the iconic **John Harvard Statue** (and the famous “three lies” legend).
– The **Widener Library**, one of the largest university libraries in the world, housing **over 20
million volumes**.
– State-of-the-art research centers, museums, and performing arts venues.
## Harvard Traditions and Student Life
Harvard offers a **rich student experience**, blending
academics with vibrant traditions, including:
– **Housing system:** Students live in one of 12 residential houses, fostering a strong sense of community.
– **Annual Primal Scream:** A unique tradition where students
de-stress by running through Harvard Yard before finals!
– **The Harvard-Yale Game:** A historic football rivalry that unites alumni and
students.
With over **450 student organizations**, Harvard students engage in a diverse
range of extracurricular activities, from entrepreneurship to performing arts.
## Harvard’s Global Influence
Beyond academics, Harvard drives change in **global policy,
economics, and technology**. The university’s research
impacts healthcare, sustainability, and artificial intelligence, with
partnerships across industries worldwide. **Harvard’s endowment**, the largest
of any university, allows it to fund scholarships, research, and public initiatives, ensuring a legacy of impact for generations.
## Conclusion
Harvard University is more than just a school—it’s a **symbol of
excellence, innovation, and leadership**. Its **centuries-old traditions, groundbreaking discoveries, and
transformative education** make it one of the most influential institutions in the
world. Whether through its distinguished alumni, pioneering research, or vibrant student life, Harvard continues to shape the future
in profound ways.
Would you like to join the ranks of Harvard’s legendary scholars?
The journey starts with a dream—and an application!
https://www.harvard.edu/
# Harvard University: A Legacy of Excellence and Innovation
## A Brief History of Harvard University
Founded in 1636, **Harvard University** is the oldest and one of the most prestigious higher education institutions in the United States.
Located in Cambridge, Massachusetts, Harvard
has built a global reputation for academic excellence, groundbreaking research, and influential alumni.
From its humble beginnings as a small college established to educate
clergy, it has evolved into a world-leading university that shapes the future across various
disciplines.
## Harvard’s Impact on Education and Research
Harvard is synonymous with **innovation and intellectual leadership**.
The university boasts:
– **12 degree-granting schools**, including the renowned **Harvard Business School**, **Harvard Law
School**, and **Harvard Medical School**.
– **A faculty of world-class scholars**, many of whom are Nobel
laureates, Pulitzer Prize winners, and pioneers in their fields.
– **Cutting-edge research**, with Harvard leading initiatives
in artificial intelligence, public health, climate change, and more.
Harvard’s contribution to research is immense, with billions of dollars
allocated to scientific discoveries and technological advancements each
year.
## Notable Alumni: The Leaders of Today and Tomorrow
Harvard has produced some of the **most influential figures** in history,
spanning politics, business, entertainment, and science.
Among them are:
– **Barack Obama & John F. Kennedy** – Former
U.S. Presidents
– **Mark Zuckerberg & Bill Gates** – Tech visionaries (though Gates did not graduate)
– **Natalie Portman & Matt Damon** – Hollywood icons
– **Malala Yousafzai** – Nobel Prize-winning activist
The university continues to cultivate future leaders who
shape industries and drive global progress.
## Harvard’s Stunning Campus and Iconic Library
Harvard’s campus is a blend of **historical charm and modern innovation**.
With over **200 buildings**, it features:
– The **Harvard Yard**, home to the iconic **John Harvard Statue** (and
the famous “three lies” legend).
– The **Widener Library**, one of the largest university
libraries in the world, housing **over 20 million volumes**.
– State-of-the-art research centers, museums, and performing arts venues.
## Harvard Traditions and Student Life
Harvard offers a **rich student experience**,
blending academics with vibrant traditions, including:
– **Housing system:** Students live in one of 12 residential houses, fostering a strong sense of community.
– **Annual Primal Scream:** A unique tradition where students de-stress by running through
Harvard Yard before finals!
– **The Harvard-Yale Game:** A historic football rivalry
that unites alumni and students.
With over **450 student organizations**, Harvard students engage in a diverse range of extracurricular activities, from entrepreneurship
to performing arts.
## Harvard’s Global Influence
Beyond academics, Harvard drives change in **global policy, economics, and
technology**. The university’s research impacts healthcare, sustainability, and artificial
intelligence, with partnerships across industries worldwide.
**Harvard’s endowment**, the largest of any university, allows it
to fund scholarships, research, and public initiatives, ensuring a legacy of impact for
generations.
## Conclusion
Harvard University is more than just a school—it’s a **symbol of
excellence, innovation, and leadership**. Its **centuries-old traditions, groundbreaking discoveries,
and transformative education** make it one of the most influential institutions in the
world. Whether through its distinguished alumni, pioneering research,
or vibrant student life, Harvard continues to shape the future in profound ways.
Would you like to join the ranks of Harvard’s legendary scholars?
The journey starts with a dream—and an application!
https://www.harvard.edu/